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Overall score
4.6/ 5
SME Fit4/5
per-seat pricing + free tier
JTBD4/5
solid named JTBD
Integration5/5
API + Zapier + 8 integrations
Trust5/5
mature, founded 2019
Quality5/5
4.8 on G2 (2,400 reviews)
Compliance4/5
SOC 2 + GDPR
About
Ramp is an AI-powered finance automation platform combining corporate cards, expense management, bill pay, and accounting automation. Its AI categorizes transactions, flags policy violations, and surfaces savings opportunities to help finance teams close books faster.
Best for: Finance teams at growing SMBs and mid-market companies wanting automated spend management.
Pricing
| Tier | Monthly | Annual /mo | Billing | Notes |
|---|---|---|---|---|
| Free | Free | Free | flat | Unlimited virtual & physical cards; real-time expense tracking; receipt matching; 1.5% cashback · Card itself is free |
| Plus | $15 | $15 | per_user | Advanced controls; priority support; advanced automation; policy enforcement · Per-user pricing |
| Enterprise | — | — | per_user | Dedicated support; custom integrations; SLAs · Contact sales; sometimes labelled Premium |
Key features
- Corporate cards with real-time controls
- AI expense categorization
- automated bill pay and AP
- accounting integrations
- spend insights and savings recommendations
Integrations
QuickBooksNetSuiteXeroSage IntacctSlackGustoRipplingMicrosoft Dynamics
Trust & compliance
- Stage range
- MVP → Growth
- Founded
- 2019
- Status
- active
- SOC 2
- yes
- GDPR
- yes
- Data residency
- us
- External rating
- 4.8 on G2 (2400 reviews)
- Last verified
- Apr 2026
Reviews
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